Most recent (2) years of personal tax returns, including all schedules (filed taxes)

Most recent (2) years of business tax returns, including all schedules (filed taxes) (only if applies)

W2’s for all applicants - 2 most recent years (filed taxes)

Complete one-month recent paycheck stubs for all applicants

Provide awards letter for social security income, disability, or VA. (agency or organization) (only if
applies) Bank statements-most recent (2) months (all pages, even if blank) for all applicants & all bank accounts (add’l docs required for any large deposits on stmts=funds sourced)

Most recent retirement account(s) statements (401K, 401B, IRA, etc.)(all pages)

Copy of driver license & social security card-for all applicants

Appraisal Fee-
*Must be collected prior to ordering appraisal - check or credit card

Homeowners insurance agent contact information

Copy of final divorce decree (all pages)(only if applies)

Copy of child support order, if not included in divorce decree (only if applies)

Bankruptcy papers, all pages, along with discharge filing (only if applies)

Name & number of landlord for verification of rental

Additional real estate owned: copy of mortgage statement, property tax bills, homeowners
insurance policy, & HOA dues if required (used to confirm the total cost of property)(only if applies)

 Rental agreements are needed for proof of additional income (only if applies)

Copy of uniform residential sales contract

Copy of land survey (if the seller does not provide theirs)

Copy of earnest money check. Earnest money must be sourced with supporting documentation