PRIOR TO BUYING

Get Pre Approved!

Below are a List of Common Loan Documentation Needed.

  • Most recent (2) years of personal tax returns, including all schedules ( filed taxes)

  • Most recent( 2) years of business tax returns, including all schedules (filed taxes) (only if applies)

  • W2’s for all applicants- 2 most recent years(filed taxes)

  • Complete one month recent paycheck stubs for all applicants

  • Provide awards letter for social security income, disability, or VA. ( agency or organization) (only if
    applies) Bank statements-most recent(2)months(all pages-even if blank) for all applicants & all bank accounts (add’l docs required for any large deposits on stmts =funds sourced)

  • Most recent retirement account (s)statements(401K, 401B, IRA, etc.)(all pages)

  • Copy of driver license & social security card-for all applicants AppraisalFee-
    *Must be collected prior to ordering appraisal - check or credit card Homeowners insurance agent contact information

  • Copy of final divorce decree(all page)(only if applies) Copy of child support order, if not included
    in divorce decree (only if applies)

  • Bankruptcy papers, all pages ,along with discharge filing (only if applies)

  • Name & number of landlord for verification of rental

  • Additional real estate owned: copy of mortgage statement, property tax bills, home owners
    insurance policy,& HOA dues if required (used to confirm total cost of property)(only if applies)

  •  Rental agreements-needed for proof of additional income(only if applies)

  • Copy of uniform residential sales contract Copy of land survey(if the seller does not provide theirs)

  • Copy of earnest money check. Earnest money must be sourced with supporting documentation

NOW YOU ARE READY TO PROCEED