PRIOR TO BUYING

Get Pre Approved!

Below are a List of Common Loan Documentation Needed.

• Most recent (2) years of personal tax returns, including all schedules ( filed taxes)

• Most recent( 2) years of business tax returns, including all schedules (filed taxes) (only if applies)

• W2’s for all applicants- 2 most recent years(filed taxes)

• Complete one month recent paycheck stubs for all applicants

• Provide awards letter for social security income, disability, or VA. ( agency or organization) (only if
  applies) Bank statements-most recent(2)months(all pages-even if blank) for all applicants & all bank accounts (add’l docs required for any large deposits on stmts =funds sourced)

• Most recent retirement account (s)statements(401K, 401B, IRA, etc.)(all pages)

• Copy of driver license & social security card-for all applicants AppraisalFee-
  *Must be collected prior to ordering appraisal - check or credit card Homeowners insurance agent contact information

• Copy of final divorce decree(all page)(only if applies) Copy of child support order, if not included
  in divorce decree (only if applies)

• Bankruptcy papers, all pages ,along with discharge filing (only if applies)

• Name & number of landlord for verification of rental

• Additional real estate owned: copy of mortgage statement, property tax bills, home owners
  insurance policy,& HOA dues if required (used to confirm total cost of property)(only if applies)

•  Rental agreements-needed for proof of additional income(only if applies)

• Copy of uniform residential sales contract Copy of land survey(if the seller does not provide theirs)

• Copy of earnest money check. Earnest money must be sourced with supporting documentation